Looking to buy cheap Interlachen land so you can fish, garden, or build a simple getaway? Interlachen sits “between the lakes” in rural Putnam County, Florida, and offers small-town peace close to Ocala National Forest and a short drive to Palatka groceries and big-box stores.
Interlachen Town Snapshot
Population: about 1,600 residents—small enough that folks wave when you drive by
Vibe: tall pines, sandy lanes, clear lakes; perfect for fishing, kayaking, and family cookouts
Drive times: 20 min to Palatka, 60–75 min to Jacksonville and Gainesville
Big road project: State Road 20 is being widened between Hawthorne and Interlachen, making trips safer and faster
125 Garcia St. Interlachen, FL
125 Garcia St, Interlachen, FL, USA
Peaceful 0.22 Acre Lot | Gladys Ave | Interlachen, FL – Mobile Homes Welcome, No HOA, Financing Available
Gladys Ave, Interlachen, FL, USA
Why Land Buyers Like Interlachen
Low entry prices – Land here often costs less than in neighboring counties, letting beginners start small.
Flexible housing – In the common R-2 zone you can place a site-built, manufactured, or mobile home (700 sq ft minimum).
Room to play – Lakes for bass fishing, forest trails for hiking, and mild winters for gardening.
Simple financing – We offer cash discounts or easy 0 % owner financing—no credit check needed.
Rules To Know
Understand these before you buy cheap Interlachen land
Town versus county
Interlachen is an incorporated town with its own Building & Zoning office. County rules you read online often do not apply inside town limits.. Always verify the address and zoning with Town Hall (386-684-3811).
Zoning at a glance
| Common Zone | What’s allowed | Key points |
|---|---|---|
| R-2 | Site-built, manufactured, mobile homes | Min. dwelling 700 sq ft; tiny homes allowed only if they meet full Florida Building Code |
| R-1 | Single-family site-built | Higher size minimums; no mobile homes |
| A (Agriculture) | Farming, very low-density homes | Larger lots; great for gardens and animals |
Call Town Hall for the official zoning map—many online versions are outdated.
Strict RV rules—read this twice
No living or sleeping in an RV without a Temporary Use Permit (TUP) issued by the Town.
Storage only: You may park an RV beside or behind a house, never on vacant land, and never in the front yard.
Permits: A TUP can allow short RV stays while you build, but you must apply first and follow time limits. Call the Town Clerk to learn the current steps.
Skipping these rules can lead to fines or a stop-work order, so plan ahead.
Growth and Improvements
Know what developments are in the works
| Project | What it means for landowners |
|---|---|
| State Road 20 widening | Easier drives to Gainesville and fewer traffic bottlenecks, likely boosting land value near the corridor |
| High school rebuild | The county is replacing Interlachen Junior-Senior High, signaling long-term community investment |
| Town CDBG grants | Funds target water-plant upgrades and street paving (Kindell & Brandt), improving basic services |
As access and schools improve, raw land often sees steady appreciation—even modest projects can matter in a small town.
How To Buy Affordable Land In Interlachen, FL
Browse available deals – Every listing shows GPS, photos, zoning, and cash vs. monthly terms.
Confirm zoning – Use the parcel number to call Building & Zoning. It only takes five minutes.
Walk or ride by – Most lots have public road frontage; bring the GPS pin and enjoy the drive.
Pick payment – Pay cash for the lowest price or use our 0 % owner-financing plan with a small down payment.
Close quickly – We prepare the deed and record it. Once filed, it’s all yours.
Peaceful 0.22 Acre Lot | Gladys Ave | Interlachen, FL – Mobile Homes Welcome, No HOA, Financing Available
Gladys Ave, Interlachen, FL, USA DetailsHelpful Resources Before You Buy Cheap Interlachen Land
Affordable Putnam County Vacant Land guide – extra research, county trends, and buyer tips.
Town of Interlachen Building & Zoning page – current forms and phone numbers (external).
WUFT report on the SR 20 expansion – learn the latest construction schedule (external).
Buy Cheap Interlachen Land Frequently Asked Questions
Can I camp in a tent on my land?
Long-term tent camping is not allowed. Short weekend stays on your own lot may be okay, but check with Code Enforcement first.
Are tiny homes legal?
Only if they meet full Florida Building Code and the 700 sq ft minimum in R-2. Otherwise, they are treated as RVs and fall under RV rules.
Do I need perfect credit for your financing?
No. We ask for a small down payment.
What extra fees will I pay?
Each month you’ll see the base note plus monthly note management fee and county property tax—no hidden costs.
How soon can I start building?
First, you must completely pay off your note with the deed transferred to your name. After the deed records and your building permits are approved. Permit times vary, so call Town Hall early.
